Membership: an attractive distinctiveness
As the capitalist centre of the Banque Centrale Populaire, the Crédit Populaire du Maroc brings together the Banques Populaires Régionales in the form of a cooperative. This organisation marks its institutional difference within the Moroccan banking system, in particular through the following specifics:
- Capital of the Banques Populaires Régionales is held by their customer members.
- The member community is represented by the Supervisory Board, responsible for monitoring and checking the activities of the BPR.
- The presidents of the Supervisory Boards sit on the Management Committee, the supreme body of the Group.
How to become a member
Becoming a Banque Populaire member means choosing a close relationship with your bank and committing yourself to the development of your region.
When you take out a loan, your Banque Populaire registers corporate shares in your favour. On your own initiative, you can subscribe, through your branch, to the number of corporate shares of your choice to become a member, a customer participating in the capital of your Banque Populaire Régionale.
Being a member
Certain rights are attached to membership:
- Participation in the annual General Assembly of your Banque Populaire, to exercise your right to information as a member interested in the regional and national development of the Banque Populaire's activities and monitoring the operations of the Bank.
- Participation of members in the deliberations and votes on the decisions of the General Assembly, a guarantee of successful debates and consensual decisions. The work of this annual meeting of members is a time for discussion and dialogue with the management of the Banques Populaires Régionales.
- The possibility of becoming a member of the Supervisory Board of your Banque Populaire Régionale.
The community of members
Whether a company, local individual or NRM, artisan, young entrepreneur or even a local investor: 428,000 customers were members at the end of December 2014 (or 8.8% of the 4,865,000 customers), testifying to their solidarity with their bank in its vocation as a partner in regional development. Members participate in this way in the life of their BPR and bring together the vital strengths of the regional economy thanks to the local ties and roots.
